Apply For Personal Loans or Lines of Credit
Applying is easy and secure but before you start there are a few things you
will need to successfully complete the application.
What You Need to Apply
For a Personal Loan
- You need to be 18 years of age and a resident of North Dakota
Ways to Apply:
Online through this website
By phone to one of our
convenient locations
In person at one of our
convenient locations
Complete the contact form
to have us contact you - The dollar amount you would like to borrow
- Government issued photo ID (Driver's license, US passport, or
a state issued ID) of loan applicant(s) and/or guarantors - Current address of applicant(s). If at current address less than
two years, previous address is required - Current employer of applicant(s). If with current employer less than
two years, previous employer is required - Contact information - including email address and phone number
- Annual income and any other income to be considered for loan applicant(s).
If self-employed, current and previous tax return is required. - Current monthly payments and outstanding balance
- If making a purchase, description of purchase, i.e. vehicle year, make, model,
serial number, purchase price - If consolidating debts - creditor name, account number and outstanding balance
For a Personal Line of Credit
Ready Reserve
- Northland Financial Checking Account
- The dollar amount you will be requesting for your line of credit
- Government issued photo ID (Driver's license, US passport, or a state issued ID)
of loan applicant(s) and/or guarantors- Current address of applicant(s). If at current address less than two years,
previous address is required- Current employer of applicant(s). If with current employer less than two years,
previous employer is required- Contact information - including email address and phone number
- Annual income and any other income to be considered for loan applicant(s).
If self-employed, current and previous tax return is required.- Current monthly payments and outstanding balance
Executive Line of Credit (ELOC)
- The dollar amount you will be requesting for your line of credit
- Government issued photo ID (Driver's license, US passport, or a state issued ID)
of loan applicant(s) and/or guarantors- Current address of applicant(s). If at current address less than two years,
previous address is required- Current employer of applicant(s). If with current employer less than two years,
previous employer is required- Contact information - including email address and phone number
- Annual income and any other income to be considered for loan applicant(s).
If self-employed, current and previous tax return is required.- Current monthly payments and outstanding balance
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each customer that opens an account. What this means for you: when you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying information.
