Apply For A Home Equity Loan or Home Equity Line of Credit

Applying is easy and secure but before you start there are a few things you will need 
to successfully complete the application.

What You Need to Apply

• You need to be 18 years of age and a resident of North Dakota                                                                

          Ways to Apply:  

  ---

   Online through this website 
  
  By phone to one of our 
                   convenient locations 
  In person at one of our 
                   convenient locations 
  Complete the contact form 
                  to have us contact you

   

         

• The dollar amount you would like to borrow
• Information about your home including mortgage balance and 
  approximate market value. Example: appraisal or property tax statement
• Government issued photo ID (Driver's license, US passport, or a state 
  issued ID) of loan applicant(s) and/or guarantors
• Current address of applicant(s). If at current address less than three years, 
  previous address is required
• Current employer of applicant(s). If at current employer less than three years, 
  previous employer is required
• Contact information - including email address and phone number
• Annual income and any other income to be considered for loan applicant(s). 
  If self-employed, current and previous year tax return is required
• Current monthly payments and outstanding balance
• If consolidating debts, creditor name, account number and outstanding balance