Personal Checking Accounts Comparison Chart
Free Checking |
Money Savers Checking |
Premier 50 Checking |
Relationship Checking |
Platinum Checking |
|
| Account Features | |||||
|---|---|---|---|---|---|
| Minimum Balance to waive service fee |
N/A |
N/A |
N/A | $6,000 *combined daily balance in checking, savings, CDs, IRAs, personal loans and personal lines of credit |
$5,000 |
| Monthly Service Fee | N/A |
$10.00 |
N/A | $5.00 *If combined daily balance in checking, savings, CDs, IRAs, personal loans and personal lines of credit falls below $6,000 |
$5.00 *If minimum balance falls below $5000 |
| Earns Interest | N/A | N/A | Yes Tiered *Variable Rate of Interest |
Yes Tiered *Variable Rate of Interest |
Yes Tiered *Variable Rate of Interest |
| Images w/statement |
Free Check Safekeeping |
Free Images |
Free Images Or Free Check Safekeeping |
Free Images Or Free Check Safekeeping |
Free Images Or Free Check Safekeeping |
| Free Checks | N/A | N/A | Yes | Yes | Yes |
| Unlimited check writing | Yes | Yes3 | Yes | Yes | Yes |
| Cash & Check Card Access | |||||
| Free Cash Card1 | Yes | Yes | Yes | Yes | Yes |
| Free Cash & Check Card1 | Yes | Yes | Yes | Yes | Yes |
| No ATM Fees Anywhere2 | Yes | Yes | Yes | Yes | Yes |
| Unlimited Cash Card or Cash & Check Card transactions |
Yes | Yes4 | Yes | Yes | Yes |
| Online Banking Options | |||||
| Free Online Banking Access | Yes | Yes | Yes | Yes | Yes |
| Free Online Bill Pay1 | Yes | Yes | Yes | Yes | Yes |
| Free Online Check Images | Yes | Yes | Yes | Yes | Yes |
| Free Online Statements | Yes | Yes | Yes | Yes | Yes |
| Additional Benefits | |||||
| Free Dial-A-Bank Access | Yes | Yes | Yes | Yes | Yes |
| Free Direct Deposit/Direct Payment | Yes | Yes | Yes | Yes | Yes |
| Free Automatic Transfers | Yes | Yes | Yes | Yes | Yes |
| Free Cashiers checks | N/A | N/A | Yes | Yes | Yes |
| Statement Options | |||||
| Free Combined Statements | Yes | Yes | Yes | Yes | Yes |
| Free Online Statements | Yes | Yes | Yes | Yes | Yes |
| Duplicate Statements | Yes $2.00 Monthly Fee |
Yes $2.00 Monthly Fee |
Yes $2.00 Monthly Fee |
Yes $2.00 Monthly Fee |
Yes $2.00 Monthly Fee |
| Restrictions | |||||
| N/A | Must use Online Banking/Online Statements | Age 50+ to qualify | N/A | N/A |
1Subject to qualification
2Northland Financial Cash Cards and Cash and Check Cards can be used without charge at most
Wells Fargo® ATMs that are at Wells Fargo® branch locations (other than CA).
3 If more than 15 checks presented for payment per statement cycle, a $10 service fee will apply
4 Earn $.25 on each check card purchase over $25. Excludes ATM withdrawals. Earn up to $10
maximum per statement cycle.
