Personal Checking Accounts Comparison Chart


Free Checking
 
Premier 50 Checking

Relationship Checking

Platinum Checking
Account Features
Minimum Balance
to waive service fee
N/A N/A $6,000
*combined daily balance in checking, savings, CDs, IRAs, personal loans and personal lines of credit

$5,000
 

Monthly Service Fee N/A N/A $5.00
*If combined daily balance in checking, savings, CDs, IRAs, personal loans and personal lines of credit falls below $6,000
$5.00
*If minimum balance falls below $5000
Earns Interest N/A Yes
Tiered
*Variable Rate of Interest
 
Yes
Tiered
*Variable Rate of Interest
Yes
Tiered
*Variable Rate of Interest
Images w/statement

Free Check Safekeeping
*$3.00 monthly image 
return fee

Free Images
Or
Free Check Safekeeping
Free Images
Or
Free Check Safekeeping
Free Images
Or
Free Check Safekeeping
Free Checks N/A Yes Yes Yes
Unlimited check writing Yes Yes Yes Yes
Cash & Check Card Access
Free Cash Card1 Yes Yes Yes Yes
Free Cash & Check Card1 Yes Yes Yes Yes
No ATM Fees Anywhere2 Yes Yes Yes Yes
Unlimited Cash Card or Cash
& Check Card transactions
Yes Yes Yes Yes
Online Banking Options
Free Online Banking Access Yes Yes Yes Yes
Free Online Bill Pay1 Yes Yes Yes Yes
Free Online Check Images Yes Yes Yes Yes
Free Online Statements Yes Yes Yes Yes
Additional Benefits
Free Dial-A-Bank Access Yes Yes Yes Yes
Free Direct Deposit/Direct Payment Yes Yes Yes Yes
Free Automatic Transfers Yes Yes Yes Yes
Free Single Signer
Travelers checks
Yes Yes Yes Yes
Free Cashiers checks N/A Yes Yes Yes
Statement Options
Free Combined Statements Yes Yes Yes Yes
Free Online Statements Yes Yes Yes Yes
Duplicate Statements Yes
$2.00 Monthly Fee
Yes
$2.00 Monthly Fee
Yes
$2.00 Monthly Fee
Yes
$2.00 Monthly Fee
Restrictions
N/A Age 50+ to qualify N/A N/A

 

1Subject to qualification
2Northland Financial Cash Cards and Cash and Check Cards can be used without charge at most 
Wells FargoŽ ATMs that are at Wells FargoŽ branch locations (other than CA).