Online Statement Terms of Use
Online Statements (the "Service") is provided by Northland Financial. By clicking the "I agree" button
at the end of these Terms of Use, you signify your agreement to all the terms, conditions, and notices
contained or referenced in this document and accept responsibility for your use of the Service.
Description of Online Statements
Online Statements are offered for eligible deposit and line of credit accounts, allowing you to
replace your mailed (paper) statement with an electronic version (PDF) that you can view, save,
or print at your convenience. Any legal notices that normally accompany your mailed statement
will be delivered to you electronically or be made available to you on our website.The following is a brief description of the various features and requirements for using the Service.
From time to time, we may add to, modify, or delete any feature of the Service at our sole discretion.
Please note that by enrolling in Online Statements, you will not additionally receive a mailed (paper)
statement. An Online Statement will replace your mailed statement in its entirety.
- Eligible Accounts For Online Statements. Checking, savings, money market savings,
and regularly cycled lines of credit accounts are eligible for the Service.
- Enrollment For Online Statements. To have access to the Service you must agree to the
Terms of Use. For accounts with multiple owners, either the primary or secondary account
owner, may enroll in the Service. Only the primary and secondary account owners can view
the account statement online. Additional account owner(s) may request a copy of the online
statement from the primary or secondary account owner. Once enrolled for Online Statements,
Northland Financial will no longer mail paper statements to any account owner(s).
- Hardware And Software Requirements. You must have access to Online Banking by using
a computer with- an Internet browser that supports 128 bit encryption - acceptable browsers include either
Internet 6.0 or greater or Netscape Navigator 7.2 or greater (other browsers may be used,
please reference our recommended browsers section on our logon page); - sufficient electronic storage capacity on your computer's hard drive or other data storage unit;
- an email account with an Internet service provider and e-mail software in order to a personal
computer (for PC's: Pentium 120 Hhz or higher; for Macintosh, Power Mac 9500, Power PC 604
processor 120-MHz Base or higher), operating system and telecommunications connections
to the Internet capable of receiving, accessing, displaying, and either printing or storing
Communications received from us in electronic form via a plain text-formatted email or by
access to our web site using one of the recommended browsers specified above; - Adobe™l Acrobat™l Reader™l (7.0 or greater is recommended) to view, print, and/or save
your online statement and legal notices. A link to adobe.com will be provided if you need to
download the software. There is no fee for this download.
- an Internet browser that supports 128 bit encryption - acceptable browsers include either
- Accessing Your Online Statements. You are notified via email every time a new statement is available.
You will need to sign on to Online Banking and select the online statement icon to view the statement.
You must promptly access/review your statement and notify us in writing within the applicable time period
specified in your Account Agreement and Disclosure of any error, unauthorized signature, lack of signature,
alteration or other irregularity. If you allow someone else to access/review your statement, you are still
fully responsible to access/review the statement for any errors. Any applicable time periods within which
you must notify us of any errors on your account statement shall begin on the email date regardless of
when you receive and/or open the statement.
- Change Statement Delivery Method. You can discontinue Online Statements at any time by contacting us
- via email at northland@northlandfinancial.net, or
- by phoning (701) 475-2301 or toll-free at (877) 475-2301, or
- in writing at Northland Financial, PO Box 140, Steele, ND 58482, or
- visiting any Northland Financial location.
Providing Your Email Address.
In order to begin and maintain the Service, a valid email address must be entered in your User Options in Online Banking.
If we become aware that you are not receiving email notifications for your online statements, we will attempt to contact you
to obtain/verify your email address.
