Business Loans
Business loans provide access to working capital and help you
manage your cash flow during seasonal or business fluctuations.
Our bank officers know business, agricultural and real estate lending
and all loan policies and decisions are made locally. We'll design
financing options to match your business needs.
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Business loans we can help with:
- Commercial construction and real estate loans
- Agricultural real estate, operating and term loans
- Lease financing
- Term loans for business equipment
- Permanent working capital loans
- Small Business Administration (SBA) loans, including
SBA 504 loans - Farm Service Agency (FSA) program loans
- Bank of North Dakota program loans
- Letters of credit
Lines of Credit
Northland Financial offers lines of credit to help you manage
daily operating expenses for your business. Use a line of credit
for working capital, seasonal needs, to take advantage of discounts
with suppliers, inventory and other short-term needs.
Business Ready Reserve 1
- Available with credit limit ranging from $250 to $5,000
- Revolving line of credit linked to your Northland Financial checking account
- Advances automatically in $250 increments into your checking account if you:
- Write a check
- Withdraw cash with your Business Cash and Check Card
- Make a purchase with your Business Cash and Check Card
- Stop in or call a banker for a manual advance
- Automatic payments will be deducted monthly from your checking account:
- Pay 5% of your loan balance or $25, whichever is greater
- Pay all or part of what you owe at any time
- Transactions appear in detail on your monthly paper statement
Business Line of Credit1
- Revolving or draw down credit line
- Easy to advance:
- Online at: www.northlandfinancialonline.com
- Automatic advances through your Northland Financial checking account
- Stop in or call a banker for a manual advance
1Subject to qualification. Certain fees and conditions apply.
